The Best Boat-Friendly Lakes in the Midwest
If you’re a boater, the Midwest should be at the top of your list for your next lake getaway. This region is home to some of the most beautiful lakes in the country, it has the perfect combination of water fun and quiet natural beauty. From fishing and wake boarding to leisurely cruises, there’s no shortage of ways to get your boat on the water.
So, whether you’re a seasoned captain or a novice sailor, grab your sunscreen, life jacket, and boat shoes! Here’s your guide to the best boat-friendly lakes in the Midwest where you can enjoy endless days on the water.
1. Lake of the Ozarks, Missouri
Why It’s Great for Boaters:
Let’s start with the one and only Lake of the Ozarks—a lake that’s practically made for boating. With over 1,100 miles of shoreline, this lake has plenty of space for boating activities, whether you’re into high-speed thrills or more relaxed cruising. It’s a favorite for both locals and tourists, making it one of the most popular boating destinations in the Midwest. (Plus it has a spot in my heart as one of my families top lakes to visit)
What You Can Do Here:
- Wake boarding & Water Skiing: The wide-open coves and long stretches of water are perfect for these water sports. Just keep in mind, due to the size and crowd this lake draws, if water sports is your top priority, I recommend staying at Mile Marker 40 or higher or else the safety because of all the bigger boat waves may be compromised.
- Pontoon Rentals: If you’re not bringing your own boat, don’t worry! Rentals are widely available on this lake, so you can cruise at your leisure with a few cold drinks and snacks.
- Fishing: The lake is full of bass, crappie, and catfish. Whether you’re on a powerboat or a kayak, casting a line here is a must.
Where to Stay:
- Old Kinderhook Resort: This beautiful resort community has everything from lake access and a full-service marina to an award-winning golf course and lodge accommodations. Perfect for boaters who want luxury with a laid-back vibe.
- Margaritaville Lake Resort: Great for families, its a fun-filled atmosphere with plenty of activities for everyone.
Pro Tip: Lake of the Ozarks is famous for its annual Lake of the Ozarks Shootout—the largest amateur boat race in the Midwest. If you’re lucky enough to be there in August, don’t miss the excitement!
Check out my detailed Family Guide on Lake of the Ozarks for more info.
2. Lake Michigan: A Midwest Boater’s Dream
Why It’s Great for Boaters:
When it comes to boating in the Midwest, Lake Michigan is the ultimate destination. Spanning across four states—Michigan, Indiana, Illinois, and Wisconsin—this massive lake provides a variety of boating experiences. Whether you’re cruising near the major city of Chicago, enjoying the scenic beauty around Traverse City, or exploring the more peaceful waters of Door County, Lake Michigan has something for every type of boater.
What You Can Do Here:
- Sailing & Yachting: From Chicago’s Navy Pier to Milwaukee’s marinas, Lake Michigan’s harbors are filled with boats. It’s a great spot for sailing enthusiasts and yachting.
- Fishing: The lake is known for its excellent fishing—especially for lake trout, salmon, and perch.
- Cruising & Sightseeing: Explore the crystal-clear waters of Sleeping Bear Dunes, dock at Mackinac Island, or stop by charming lakeside towns like Holland, Michigan City, and Sturgeon Bay.
Top Boat-Friendly Areas:
- Chicago, IL
- Traverse City, MI
- Door County, WI
- Michigan City, IN
Where to Stay:
- The Homestead – Glen Arbor, MI: A cozy lakeside resort with lots of family activities.
- Bayshore Resort – Traverse City, MI: A quaint lakeside resort great for small gatherings or romantic getaways.
- Edgewater Resort – Door County, WI: A quieter spot that has access to the lake and adorable surrounding lakeside villages.
Learn more about Lake Michigan for families in my guide.
3. Lake Winnebago, Wisconsin
Why It’s Great for Boaters:
Wisconsin’s largest inland lake, Lake Winnebago, is a go-to for both boating and fishing enthusiasts. Its wide, open waters are perfect for water sports, while its quieter bays offer peaceful paddling and fishing.
What You Can Do Here:
- Fishing: Walleye and sturgeon are popular catches.
- Water Sports: The lake is perfect for wake boarding, tubing, or anchoring for a swim.
- Community Events: Don’t miss local boating festivals during the summer.
Where to Stay:
- Oshkosh Waterfront Hotel: Located right on the Fox River, the Oshkosh Waterfront Hotel is a unique blend of city convenience and lakeside relaxation. This hotel has amazing views, comfortable rooms, and easy access to Lake Winnebago.
- Braywood Inn: For those who want a more intimate and homey atmosphere, the Braywood Inn in Oshkosh is a great pick. This bed and breakfast is located in a beautifully restored Victorian-style home, with cozy rooms that have antique furnishings and a warm ambiance.
You can learn more in my Guide to Exploring Lake Winnebago.
4. Table Rock Lake, Missouri
Why It’s Great for Boaters:
Crystal-clear water and over 800 miles of shoreline make Table Rock Lake a favorite among boaters. Located just outside Branson, it combines natural beauty with easy access to entertainment.
What You Can Do Here:
- Boat Tours & Rentals: Pontoon, ski boat, and jet ski rentals are easy to find.
- Fishing: Especially popular for bass fishing.
- Scenic Cruises: Great for sunset and sightseeing tours, check out the Branson Belle for Dinner and a show.
Where to Stay:
- Big Cedar Lodge: A high-end resort with marinas, boat rentals, and plenty of lakeside activities.
- Chateau on the Lake: Elegant, full-service resort with amazing lake views.
Explore more things to do in my Table Rock Lake Christmas Fun for Families Post.
5. Gull Lake, Minnesota
Why It’s Great for Boaters:
Located in the heart of Minnesota’s Brainerd Lakes area, Gull Lake is known for its extensive boating. With over 9,900 acres of water and 38 miles of shoreline, it’s part of the Gull Chain of Lakes, so it has interconnected waterways great for boat exploration. The lake’s clear waters and diverse fish population make it perfect for everything from fishing, tubing and wake boarding and even sunset cruises.
What You Can Do Here:
- Tour the Chain of Lakes by pontoon
- Stop for lunch at a dock-and-dine restaurant
- Fish for walleye, bass, and pike
Where to Stay:
- Grand View Lodge – Historic, luxury resort with marina access
- Cragun’s Resort on Gull Lake – family-friendly, with boat rentals and lakefront cabins
- Madden’s on Gull Lake – Upscale lakeside resort with 3 golf courses, a spa & restaurants, plus both indoor and outdoor pools.
Check out my post on having a Perfect Getaway to Gull Lake.
6. Torch Lake, Michigan
Why It’s Great for Boaters:
Often called the “Caribbean of the Midwest” for its turquoise water, Torch Lake is a boat-lover’s dream. Stretching over 19 miles, it has plenty of space for various water activities, from cruises to water sports. It’s less built-up than Lake Michigan but just as beautiful, with sandbars, crystal-clear water, and great options for beautiful anchor spots such as the lake’s famous sandbar near the southern end.
What You Can Do Here:
- Sandbar Socializing: Anchor at the renowned Torch Lake Sandbar known for its fun atmosphere.
- Water Sports: Enjoy wake boarding, tubing, and water skiing in the large open waters.
- Fishing: Cast a line for trout, perch, and small mouth bass in the lake’s clear depths.
- Scenic Cruising: Explore the lake’s shoreline with charming cottages and forests.
Where to Stay:
- The Inn at Torch Lake – A charming luxury inn in Alden with five suites, gourmet breakfast, and just steps from the lake.
- Northwind Resort – A Lakeside resort across from the famous Sandbar with kitchenettes and patio views.
- Northaire Resort and Pontoon Rentals – Cabins with docks on Clam Lake, just a short boat ride to Torch Lake.
- Cedars Resort – Family-friendly cedar cabins in a peaceful lakeside setting.
For more information on Exploring Torch Lake, you can check out my dedicated post.
Midwest Boating Lakes Await
These lakes aren’t just pretty to look at—they’re built for making memories on the water. Whether you want high-speed fun, a quiet cruise, or a weekend of casting lines and catching sun, these boat-friendly lakes in the Midwest are ready to deliver.
From luxury resorts with full-service marinas to charming cabins with dockside access, these lake destinations have everything you need for a stress-free vacation. Pair that with fun lake communities, dock-and-dine restaurants, and scenic cruising routes, and you’ve got the perfect backdrop for your next lake trip.
Don’t forget to pack your cooler, bring your playlists, and bookmark your favorite coves—because boat days are the best days.
Contact Anita
Need help planning the perfect lake escape? Let me help you book the perfect resort, rent the right boat, and make your next adventure unforgettable.
